John Goering

Ron Wienk

First published in 1997, this volume features a wealth of contributions discussing mortgage lending discrimination and the role of the FHA, fair lending enforcement and the Decatur case, along with the future of mortgage discrimination research. This key civil rights debate in the wake of the Fair Housing Act 25 years prior is evaluated and clarified through rigorous review of fair lending research, applied projects and enforcement activities to date. It argues forcefully that the right to take out a mortgage to buy a home should be conditioned only upon one’s credit worthiness and not on one’s race or ethnic group.

Mortgage Lending, Racial Discrimination and Federal Policy

Xavier de Souza Briggs

Susan J. Popkin

Moving to Opportunity tackles one of America's most enduring dilemmas: the great, unresolved question of how to overcome persistent ghetto poverty. Launched in 1994, the MTO program took a largely untested approach: helping families move from high-poverty, inner-city public housing to low-poverty neighborhoods, some in the suburbs. The book's innovative methodology emphasizes the voices and choices of the program's participants but also rigorously analyzes the changing structures of regional opportunity and constraint that shaped the fortunes of those who "signed up." It shines a light on the hopes, surprises, achievements, and limitations of a major social experiment. As the authors make clear, for all its ambition, MTO is a uniquely American experiment, and this book brings home its powerful lessons for policymakers and advocates, scholars, students, journalists, and all who share a deep concern for opportunity and inequality in our country.

John Goering

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