Rachel Terry

Joseph Rowntree Foundation

Richard Gibson

Reviewing the obstacles faced by older people in drawing on the value of their home. Over two million older home owners are asset-rich but income-poor. With a little more money, many could improve their quality of life. Equity release deals enable them to draw on the value in their home. But few do so. This study assesses the obstacles to equity release and explores ways forward. The report acknowledges that there is much suspicion of the providers and products, and many income-poor home owners would lose means-tested benefits if they were to release equity to pay for additional care at home. It explores changes which Government could make to the benefits regime to help older home owners use their own resources effectively, and remain in their own homes as long as possible. It reviews how local government might better facilitate equity release, in collaboration with the private secotr. Through exploration of this complex subject the report proposes ways in which older home-owners could be helped to draw on the value of their property to pay for home improvements and additional care at home.

Obstacles to Equity Release

This book explores diversity and complexity in fathering through psychoanalysis, sociology and psychology, and analyses contemporary developments in social policies and welfare practices. Using a feminist perspective, it highlights the opportunities and dangers in contemporary developments for those wishing to advance gender equity. --

Contemporary Social Evils

Roger Clough

Jill Manthorpe

Older People Researching Social Issues Staff

Vicki Raymond

Keith Sumner

Les Bright

Jinny Hay

Covering the services older people want to support them in their life at home, this text looks at the barriers that prevent access to practical every-day services, and highlights ways in which improvements can be made in assessing people's needs and providing services.

The Support Older People Want and the Services They Need

Shared Living in Supported Housing

A hundred years after its philanthropist founder identified the social evils of his time, the Joseph Rowntree Foundation initiated a major consultation among leading thinkers, activists and commentators, as well as the wider public. This book examines the underlying problems that pose the greatest threat to British society in the 21st century.

Joseph Rowntree Foundation

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