Unlike most guidebooks for improving personal finances, this breakthrough work helps readers defeat the often debilitating anxieties over money that can affect financial decision-making. • Self-assessments that help readers understand the current state of their personal finances • Checklists that break down strategies into easy-to-follow steps • Exercises to help drive home important ideas • Tip sheets for avoiding common financial misunderstandings and pitfalls • Real-life examples that show the effectiveness of the author's approach with actual people